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HDFC Ergo Liability Policy
HDFC Ergo Liability Policy




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HDFC Ergo Liability Policy Discounts

1 Discounts
1.1 No Claim Bonus
75% Liability Policy Two Wheeler Insurance have it !
1.1.1 1 Claim Free Year
Bajaj Allianz T..
Not Available
Rank: N/A (Overall)
Bajaj Allianz Two Wheeler Insurance Discounts
1.1.2 2 Claim Free Year
Bajaj Allianz T..
Not Available
Rank: N/A (Overall)
Bajaj Allianz Two Wheeler Insurance Discounts
1.1.3 3 Claim Free Year
Bajaj Allianz T..
Not Available
Rank: N/A (Overall)
Bajaj Allianz Two Wheeler Insurance Discounts
1.1.4 4 Claim Free Year
Bajaj Allianz T..
Not Available
Rank: N/A (Overall)
Bajaj Allianz Two Wheeler Insurance Discounts
1.1.5 5 Claim Free Year
Bajaj Allianz T..
Not Available
Rank: N/A (Overall)
Bajaj Allianz Two Wheeler Insurance Discounts
1.2 Automobile Association's Member
No Liability Policy Two Wheeler Insurance has it !
1.3 ARAI Anti Theft Device
No Liability Policy Two Wheeler Insurance has it !
1.4 Blind / Handicapped Persons
No Liability Policy Two Wheeler Insurance has it !
1.5 Voluntary Discount
No Liability Policy Two Wheeler Insurance has it !

No Claim Bonus In HDFC Ergo Liability Policy

No claim bonus in HDFC Ergo Liability Policy discounts is one of the most important feature of the two wheeler insurance policy. It is basically a reward given to the policy holder for claim free driving that means he/ she has not made any claim during the term of the policy. It is a discount in premium which is usually Not Available for not having made claims for one year. For two year it is Not Available and so on. In case you change your insurance provider, no claim bonus can be transferred from your former insurer to the new one.

Voluntary discount in HDFC Ergo Liability Policy

Voluntary discount in HDFC Ergo Liability Policy is not available. This amount is fixed as per the HDFC Ergo Liability Policy Terms. Voluntary discount is the discount given on voluntary deductible. In this scenario, a policy holder has to bear a certain minimum claim amount out of his pocket. Thus he can acquire reduced premium rates by agreeing to pay a part of claim expenses. There are some insurance companies which may provide discount in premium for blind or handicapped persons.

Additional Discount

In addition to the NCB, you may get additional discounts in HDFC Ergo Liability Policy premium. If you are a member of a recognized automobile associations' in India then, this discount is not available. Moreover, in case you have installed an ARAI approved anti theft device in your vehicle, then you are entitled to receive an extra discount to minimize your two wheeler insurance premium. This discount is not available under this plan.

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