Voluntary discount in HDFC Ergo Liability Policy
Voluntary discount in HDFC Ergo Liability Policy is not available. This amount is fixed as per the HDFC Ergo Liability Policy Terms. Voluntary discount is the discount given on voluntary deductible. In this scenario, a policy holder has to bear a certain minimum claim amount out of his pocket. Thus he can acquire reduced premium rates by agreeing to pay a part of claim expenses. There are some insurance companies which may provide discount in premium for blind or handicapped persons.
In addition to the NCB, you may get additional discounts in HDFC Ergo Liability Policy premium. If you are a member of a recognized automobile associations' in India then, this discount is not available. Moreover, in case you have installed an ARAI approved anti theft device in your vehicle, then you are entitled to receive an extra discount to minimize your two wheeler insurance premium. This discount is not available under this plan.